National Bank of Abu Dhabi (NBAD) was among the most successful banks in UAE with a reputation of being reliable, offering high-end services and having excellent customer services. It merged with First Gulf Bank in 2017 to join the First Abu Dhabi Bank (FAB) – the biggest bank in the UAE. Despite the merger, many people still search online for NBAD balance inquiry, trying to find easy ways to check their account balance.
In the modern digitized world, it is worth monitoring your bank balance. You can know your account balance, to help you spend your money wiser, whether you need to check your salary, watch the spending, or do a budget.
Here, we will outline all the available options of checking your NBAD (or now FAB) account balance of online banking, mobile applications, SMS, ATM, and customer service.
About NBAD (Now FAB)
NBAD was founded in 1968 and it soon became one of the most reliable banks in the UAE. In 2017 First Abu Dhabi Bank (FAB) was born as the result of a merger of NBAD and First Gulf Bank (FGB) – experience, technology, financial power.
FAB currently has millions of customers all over the UAE and beyond. It provides numerous services including savings accounts, loans, credit cards, investment solutions, and corporate banking.
Even though the name of NBAD has been changed, the current customers can still use their accounts via the systems of FAB. NBAD online and mobile banking services are also updated under the name of FAB, and the processes of obtaining the logins and the services are easy and convenient.
Why is it Important to Check Your Bank Balance on a Regular Basis?
Keeping track of your bank is good financial behavior. It will make you aware of your expenses and will avoid unexpected costs. Here’s why it’s so important:
- Monitor your costs: You will never lose track of your money.
- Avoid overdrafts: It is also possible to avoid insufficient balance charges by checking your balance frequently.
- Notice illegal action: In case something is suspicious, you can inform it instantly.
- Plan better: It will assist you in setting goals on how to save and not exceed your monthly budget.
- Real time notifications: You will receive information on whether your salary or payments will be credited.
Checking your balance regularly will also make you stay in control of your money – which every responsible account holder must do.
NBAD Balance Inquiry Methods
FAB offers various options of using your NBAD balance. You can do it online, in the mobile application, in the SMS or even in an ATM. We shall consider each of the options.
Check NBAD Balance through Online Banking
FAB Online Banking is among the simplest and safest methods of checking your account balance anywhere and at any time.
Follow these steps:
- Enter the FAB official online banking portal: https://bankfab.com.
- Select Online banking Login.
- Type in your User ID and Password.
- After logging in, you will have your account summary which will display available and current balance.
There is also the ability to view transaction history, mini statements, and fund transfers.
Benefits:
- 24/7 access from any device.
- Facility to download account statements.
- Secured and secured system of logging in.
Pro Tip: It is always important to log out of online banking particularly on a shared machine to make sure that your account is not compromised.
Check Balance at FAB Mobile App
FAB has mobile banking software, which is easy to use and balance checking is even quicker. All you need is a couple of taps to get into your account.
Check Balance Steps through FAB Mobile App:
- Install the FAB Mobile App at the Google Play Store or the Apple App Store.
- Install the application and sign in with your NBAD/ FAB account number and registered mobile number.
- Once you are logged in, you can use your account balance, credit card balance and recent transactions.
Extra Features:
- Real-time alerts and notifications about the transactions.
- Money is exchanged between accounts or other people.
- Mobile recharge and bill payment.
- Easy credit card management.
Why use it?
Your account is fully controlled on the FAB app in your pocket. It is safe, quick and 24/7.
Check NBAD Balance through SMS Banking
In case you do not have internet connections, SMS banking would be the best equipment. It enables you to check your account balance within just a few seconds by a mere text message.
Registration into FAB SMS Banking:
- At the closest branch or ATM of FAB, activate SMS banking.
- Make sure that your mobile number is connected to your bank account.
To check balance:
Text with the keyword BAL to 2121 (UAE customers only).
You will get a real time response that will reveal your account balance.
Example:
Type: BAL Send to: 2121
Benefits:
- Works on all mobile phones.
- No internet required.
- Fast and convenient – suitable to older customers or those who are far away.
Check NBAD Balance Using ATM
The FAB ATMs can be found in the UAE and most of the other countries. In minutes you can check your NBAD account balance.
Steps:
- Visit any ATM of FAB or partner bank.
- Insert your debit or ATM card.
- Enter your PIN code.
- Select “Balance Inquiry.”
- The balance at hand will be displayed on the screen.
You are even allowed to print a mini statement to see your most recent transactions.
Security Precaution: When providing your PIN, always cover the keypad and always take the print you get out of the ATM.
Balance Examination of NBAD Customers
In case you would like to call an agent directly, you may also use the customer service helpline of FAB to check your balance with NBAD.
Steps:
- Dial 600 52 5500 (within the UAE).
- Click on the language and choose the menu items on the account information.
- When asked to, enter your account or card details.
You will be informed of your balance or can get additional details on the same with the agent.
The helpline of FAB is 24/07 and handles balance queries, lost cards and any other banking problem.
Balance Checking NBAD through FAB Chatbot or Email
Digital assistant services are also provided by FAB which consists of a chatbot and emailing service.
Chatbot:
- Go to the FAB website or open the mobile application.
- Click the chat icon (which is typically located in the lower-right).
- Type your search query such as Check my account balance.
The chatbot will help you through the verification process and also show your account balance in an insecure manner.
Email Inquiry:
Write a message to help@bankfab.com. We are sending through your registered email address.
Use your name, account number (partially disguised) and query.
The support team will provide the information or additional guidance.
This is an effective way of dealing with customers who are not based in the UAE or have problems with logging in.
Registering FAB Digital Banking Services
You should sign up with FAB digital banking before you can check your balance on the internet or through an application.
Requirements:
- Valid Emirates ID.
- Registered mobile number.
- NBAD/FAB account number or credit card.
Registration Steps:
- Visit FAB Site
- Click on Online Banking registration.
- Insert your personal and account information.
- Establish your User ID and Password.
- Confirm with OTP that it was sent to your registered cell number.
Now you will be able to check your balance, download statements and manage transactions anytime you want to.
Common Issues During NBAD Balance Inquiry
There are also instances when you might encounter minor problems when attempting to access the balance of your NBAD account. The following are some of the most widespread ones and the way they can be corrected:
- Lost Password/User ID: Click on the Forgot Password button on the FAB log-in page.
- App Not Working: Download the latest version of the FAB app or clear the cache.
- Wrong Mobile Number: Pay a visit to a branch and update your mobile number which is registered.
- Website Down: Wait a few minutes and try again; it could be undergoing some maintenance work.
- Incorrect SMS Pattern: Change the format twice and then send your message.
Where problems persist, use the FAB helpline or drop by your closest branch and seek help.
Security Tips for NBAD Balance Inquiry
Online banking and mobile banking are convenient but the issue of security must always come first. To maintain the account with NBAD/FAB, follow the following tips:
- Do not disclose your password, PIN or OTP.
- Always visit the official FAB site or application.
- Online banking should not be done using a shared Wi-Fi.
- Make certain to log out when you check your balance.
- Always update your application and change the password after three months or so.
Staying vigilant will guard you against fraud, phishing schemes and unauthorized entry.
Customer Feedback and Customer Experience
The digital enhancements by FAB have received rave reviews by many of its ex-customers at NBAD. The FAB mobile app has good reviews due to the speed, convenient interface, and reliability. The customers like the fact that in just a few seconds, they can check their balance, send bills, and follow their transactions using their phones.
The ATMs and customer service offered by FAB continue to be the best options to customers who are used to the traditional approach. In general, the bank has managed to deliver trust of NBAD with the contemporary technology of FAB.
Conclusion
It is now easier to check your NBAD balance. You can check your account in seconds whether you do it in FAB online banking, mobile application, SMS, or ATM. The amalgamation between NBAD and FAB has formed a more powerful, intelligent banking framework that reinforces the customers in all locations.
Avoid unofficial FAB channels and also be vigilant when banking online. Through regular balance checks and safe habits, you will have complete control over your finances without worrying or having any fear.
You will find it on www.bankfab.com, unless you are already registered. Today and make your digital banking work to bring the future of UAE banking into your hands.
FAQ’s
Will I be able to use my NBAD account number upon the merger?
Yes, you need not change your current account number and debit card with NBAD. Everything was automatically transferred to FAB and left your balance and services intact.
Is the NBAD online banking portal still active?
No, the new NBAD portal is forwarded to the official site of FAB. Use https://www.bankfab.com all online banking within the commercial context.
What will it cost me to look at my balance?
Balance inquiry is free using FAB application, internet banking, and SMS. In other ATMs, a fee can be levied in case you use a machine of a different FAB.
What about checking my balance in a foreign country?
Check FAB mobile application or internet banking. Emailing/chatting with FAB support is also possible.
So, what should I do in case I do not receive an answer on SMS banking?
Make sure that you have a registered mobile number and it has a network. In case that also does not work, call FAB customer care.
Is it possible to connect two or more accounts on the same application?
Yes, FAB lets you connect and handle a variety of accounts all in a single application to track them easily.
Can online banking be used safely?
Absolutely. FAB has superior encryption and OTP authentication to secure your data.
More to Read:
FAB NBAD Balance Check | Easy Ways to Check Your Balance
